Welcome to www.realTopia.ca. Please read these Terms and Conditions carefully.

Use of this website, and information distributed in conjunction with this website is offered to you on your acceptance of these Terms of Use, our Privacy Policy, and other notices posted on this website. Your use of this website or of any content presented in any and all areas of the website indicates your acknowledgment and agreement to these Terms of Use, our Privacy Policy, and other notices posted on this website. If you do not agree to be bound by and comply with all of the foregoing, you may NOT access or use our information, services, or website.

realTopia.ca shall have the right, at its sole discretion, to modify, add or remove any terms or conditions of these Terms of Use without notice or liability to you. Any changes to these Terms of Use shall be effectively immediately following the posting of such changes on this website. You agree to review these Terms of Use from time to time and agree that any subsequent use by you of this website following changes to these Terms of Use shall constitute your acceptance of all such changes.

This website is for informational purposes only and is not intended to provide specific commercial, financial, operational, accounting, tax, or legal advice. It is provided to you solely for your own personal, non-commercial use and not for purposes of resale, distribution, public display,or performance, or any other uses by you in any form or manner whatsoever. Unless otherwise indicated on this website, you may display, download, archive, and print a single copy of any information on this website, or otherwise distributed from realTopia.ca, for such personal, non-commercial use, provided it is done pursuant to the User Conduct and Obligations set forth herein.

We do not guarantee the accuracy, timeliness, reliability, or completeness of any of the information contained on, downloaded, or accessed from this website.

The performance of this website and all information contained on, downloaded or accessed from this website are provided to you on an "as is" basis, without warranties of any kind whatsoever, including any implied warranties or warranties of merchantability, fitness for a particular purpose, or non-infringement of the rights of third parties. realTopia.ca shall be not responsible for any problems or technical malfunction of any telephone network or lines, computer on-line systems, servers, Internet access providers, computer equipment, software, or any combination thereof including any injury or damage to your or any other person's computer as a result of using this website.

realTopia.ca reserves the right, at its sole discretion, to modify, disable access to or discontinue, temporarily or permanently, any part or all of this website or any information contained thereon without liability or notice to you.

As a visitor to our website, you acknowledge and agree that any reliance on or use by you of any information available on this website shall be entirely at your own risk. In no event shall realTopia.ca nor any of its data providers be liable for any direct, indirect, consequential, or exemplary damages arising from the use or the performance of this website, even if realTopia.ca or such provider has been advised of the possibility of such damages.

Since the transmission of data or information (including communications by e-mail) over the Internet or other publicly accessible networks is not secure, and is subject to possible loss, interception or alteration while in transit, we do not assume any liability for any damage that you may experience or costs that you may incur as a result of any transmissions over the Internet or other publicly accessible networks, such as transmissions involving the exchange of e-mail with us (including those which may contain your personal information). While we shall take commercially reasonable efforts to safeguard the privacy of the information that you provide us and treat such information in accordance with our Privacy Policy, in no event will the information that you provide to us be deemed to be confidential, create any fiduciary obligations to you on our part, or result in any liability to you on our part in the event that such information is inadvertently released by us or accessed by third parties without our consent.

You represent and warrant that you are of legal age to enter into this Agreement and use this site pursuant to this Agreement, and that the information you submit will be true and accurate. You agree to pay for all goods and services that you, or others using your account, order through this site, and to pay any taxes levied on your use of this site or your transactions on this site. Additional terms and conditions may apply to your purchase via this site of goods and services from third parties, and you agree to fully comply with those third parties' terms and conditions.

You agree to follow all applicable laws and regulations when using this website. Furthermore, you agree that you shall not:

• Upload, post, or otherwise transmit through or to this website any content that: is unlawful, abusive, threatening, harmful, obscene, or otherwise objectionable; might infringe on the intellectual property or other proprietary rights of others; or contains any viruses, Trojan horses, time bombs, or any other harmful programs or elements;
• Disrupt, place unreasonable burdens or excessive loads on, interfere with, or attempt to gain unauthorized access to any portion of our website, its computer systems, servers, or networks;
• Provide false information about yourself to us, impersonate any other person, or otherwise attempt to mislead others about your identity or the origin of any content, message, or other communication;
• Transmit junk mail, chain letters, or other unsolicited bulk e-mail or duplicative messages;
• Collect information about other visitors to our website without their consent or otherwise systematically extract data or data fields, including without limitation any financial data or e-mail addresses;
• Sell access to or the use of this website, including any content contained on, downloaded or accessed from this website, except as specifically permitted in writing by realTopia.ca;
• Redistribute any content, including financial data, provided by us in any manner whatsoever including by means of printed publication, facsimile, web pages, e-mail, web newsgroups or forums, or any other electronic or paper-based service or method;
• Intentionally alter the format in which financial data is provided by us or otherwise circumvent our regular interfaces to such data;

By uploading, posting or otherwise transmitting through or to our website any content, you grant to us, our successors and assigns, a non-exclusive, world-wide, royalty free, perpetual, non-revocable license to use or distribute such content in any manner otherwise than as stated in our Privacy Policy.

If you have any questions or concerns about our website or these Terms of Use, please feel free to contact us.